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Click here to view the video content. Starting a pension, types of pension, understanding pensions. How it works, what you might get, National Insurance. Ways to draw your pension, when can you retire, Pension Wise appointments. Tax allowances, tax paid on pensions, tax relief. All guidance, including how to use the Pension Wise service.
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For instant money guidance based on your circumstances, get started with our Money Navigator tool. Redundancy happens when your job disappears.
It is not the same thing as being dismissed from your job for other reasons. Your employer must use a fair and objective way of selecting job roles to make redundant, and tell you what it is. This is often in return for an extra payment. Employers always have to consult with employees before dismissing them on the grounds of redundancy. Your employer must carry out collective consultation.
This means consulting with your union rep if there is one or, if no union rep, with your elected employee representative s. If the employees decide not to elect a representative, consultation will be with individuals only. According to redundancy law, if 20 or more employees are going to be made redundant, the consultation process is more structured and must involve trade union or employee representatives. The amount of time you can take off has to be reasonable.
For example, if you work a five-day week you can take two days off in total to attend interviews, and your employer will have to pay you for this time. Have you been offered a job and your new employer wants you to start before your redundancy notice ends?
Then speak to your employer and see if you can leave early without losing your redundancy pay. Acas offer free, confidential and impartial advice on all employment rights issues in England, Scotland and Wales.
Call the Acas Helpline on or visit the Acas website. The Labour Relations Agency provides an impartial and confidential employment relations service in Northern Ireland. MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper. Download app: WhatsApp. For help sorting out your debts or credit questions.
For everything else please contact us via Webchat or telephone. Got a pension question? Our help is impartial and free to use. Get in touch online or over the phone on Benefits if you have children Entitlements to help with the cost of pregnancy or bringing up children. Benefits if you're sick, disabled or a carer Understand what support is available for coping with ill health.
Benefits in later life You may be entitled for help with other costs on top of your State Pension. Problems with benefits What to do if something goes wrong with your benefits.
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Everyday money All Everyday money guidance. Tool Compare bank accounts. Budget Planner. Can I claim discrimination for being dismissed or made redundant while pregnant? Can I take my employer to an employment tribunal if they made my work so unpleasant that I was forced to quit? Do I have to work my notice period after being told that I am being dismissed or made redundant? How do I make a complaint to an employment tribunal and do I need to use a lawyer?
How much compensation can I get if an employment tribunal agrees that I was dismissed unfairly? How much redundancy pay am I entitled to? How much will it cost me to challenge being dismissed and can I get legal aid? Expert legal advice you can rely on, get in touch today. Law Group Personal Business. Please Select A Law Group. Please Select A Law Type. If you do not understand any items, please contact us. Please let us know you are not a robot. Get in touch. Your local legal experts.
Check your contract. Your employer may give you more than the statutory minimum, but they cannot give you less. Your notice pay is based on the average you earned per week over the 12 weeks before your notice period starts. Your employer will pay you instead of giving you a notice period. Your employer may still offer you payment in lieu of notice, even if your contract does not mention it. If you accept, you should receive full pay and any extras that are in your contract.
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